Toledo, OH DSCR Calculator
Calculate the debt service coverage ratio (DSCR) for any rental property in Toledo. Based on current Toledo market data.
Toledo Market Snapshot
$125,000
$950/mo
9.2%
2.1%
$6,820
0.96
Based on median price, 25% down, 6.5% rate, 30-year term.
Run Your Toledo Numbers
Plug in any Toledo property to get DSCR, NOI, cash flow, and more.
How DSCR Works in Toledo
The Toledo rental market has a median home price of $125,000 and median rent of $950/month, which puts the average debt service coverage ratio (DSCR) at roughly 9.2% for a typical single-family rental. That means for every dollar of property value, you can expect about 9.2 cents in annual net income before debt service.
With a 25% down payment ($31,250) and a 6.5% mortgage rate, a median Toledo rental generates roughly $6,820/yr in NOI against $7,116/yr in debt service, giving you a DSCR of 0.96. That's below breakeven at median price — look for deals 15-20% below median or properties with above-average rents.