San Antonio, TX DSCR Calculator
Calculate the debt service coverage ratio (DSCR) for any rental property in San Antonio. Based on current San Antonio market data.
San Antonio Market Snapshot
$270,000
$1,350/mo
6.5%
2.2%
$7,488
0.49
Based on median price, 25% down, 6.5% rate, 30-year term.
Run Your San Antonio Numbers
Plug in any San Antonio property to get DSCR, NOI, cash flow, and more.
How DSCR Works in San Antonio
The San Antonio rental market has a median home price of $270,000 and median rent of $1,350/month, which puts the average debt service coverage ratio (DSCR) at roughly 6.5% for a typical single-family rental. That means for every dollar of property value, you can expect about 6.5 cents in annual net income before debt service.
With a 25% down payment ($67,500) and a 6.5% mortgage rate, a median San Antonio rental generates roughly $7,488/yr in NOI against $15,360/yr in debt service, giving you a DSCR of 0.49. That's below breakeven at median price — look for deals 15-20% below median or properties with above-average rents.