Jacksonville, FL DSCR Calculator
Calculate the debt service coverage ratio (DSCR) for any rental property in Jacksonville. Based on current Jacksonville market data.
Jacksonville Market Snapshot
$315,000
$1,450/mo
5.8%
1%
$10,806
0.60
Based on median price, 25% down, 6.5% rate, 30-year term.
Run Your Jacksonville Numbers
Plug in any Jacksonville property to get DSCR, NOI, cash flow, and more.
How DSCR Works in Jacksonville
The Jacksonville rental market has a median home price of $315,000 and median rent of $1,450/month, which puts the average debt service coverage ratio (DSCR) at roughly 5.8% for a typical single-family rental. That means for every dollar of property value, you can expect about 5.8 cents in annual net income before debt service.
With a 25% down payment ($78,750) and a 6.5% mortgage rate, a median Jacksonville rental generates roughly $10,806/yr in NOI against $17,916/yr in debt service, giving you a DSCR of 0.60. That's below breakeven at median price — look for deals 15-20% below median or properties with above-average rents.