Columbus, OH DSCR Calculator
Calculate the debt service coverage ratio (DSCR) for any rental property in Columbus. Based on current Columbus market data.
Columbus Market Snapshot
$265,000
$1,350/mo
6.5%
1.8%
$9,239
0.61
Based on median price, 25% down, 6.5% rate, 30-year term.
Run Your Columbus Numbers
Plug in any Columbus property to get DSCR, NOI, cash flow, and more.
How DSCR Works in Columbus
The Columbus rental market has a median home price of $265,000 and median rent of $1,350/month, which puts the average debt service coverage ratio (DSCR) at roughly 6.5% for a typical single-family rental. That means for every dollar of property value, you can expect about 6.5 cents in annual net income before debt service.
With a 25% down payment ($66,250) and a 6.5% mortgage rate, a median Columbus rental generates roughly $9,239/yr in NOI against $15,072/yr in debt service, giving you a DSCR of 0.61. That's below breakeven at median price — look for deals 15-20% below median or properties with above-average rents.